Bellevue Uber/Lyft Accident Attorney
Uber/Lyft Accident Lawyer in Bellevue for Uber/Lyft Accident Victims
Rideshare companies have had significant impact on changing the landscape for transportation on an international level. While it is likely these companies have reduced the numbers of intoxicated drivers on the road and injuries related to intoxicated drivers, rideshare operators can also be involved in collisions. If you are a passenger in a Lyft or Uber that is involved in a collision, you will be considered a fault free passenger and can make a claim against the at-fault parties carrier or your own underinsured or uninsured policy. If you are involved in a collision with an at-fault Uber or Lyft driver while engaged in their official duties, you can make a claim against the company. In Washington, rideshare companies such as Uber and Lyft generally carry significant liability and first party policy limits, often at $1,000,000.
Most of us have either experienced a car accident firsthand or have a close friend or family member who has experienced a car accident. The trauma that comes from a car accident can be significant. While there are several things that should be done quickly if you have been in a car accident, such as exchanging insurance and driver’s license information with the other driver(s) involved, taking photos, and contacting your insurer, the most important thing is the health and wellbeing of all of those involved in the collision. If you are experiencing any physical or psychological symptoms following a car accident, it is strongly encouraged that you present to a medical provider for evaluation and any recommended treatment.
If you have been in a car accident involving a rideshare company and have any legal related questions, please feel free to reach out to Charles McNeese and Adam Trotsky for a free phone, video, or in-person consultation. We look forward to answering any of your questions.
Uber in particular has a one million dollar policy for eligible claimants. A passenger would submit a claim to their own PIP (personal injury protection) insurance and what PIP does not cover, along with any additional medical bills, lost wages, or pain and suffering, would be submitted to the at-fault driver’s insurance or Uber’s policy.
Lyft specifically states “our contingent liability coverage is designed to provide coverage when the app is in driver mode before you’ve received a ride request in the event your personal insurance does not respond. The policy has a $50,000 maximum limit per person, $100,000 maximum limit per accident, and a $25,000 maximum limit for property damage[…] Our primary liability insurance is designed to act as the primary coverage from the time you accept a ride request until the time the ride has ended in the app. The policy has a $1,000,000 per accident limit. Note: If you already carry commercial insurance (or personal coverage providing specific coverage for ridesharing), Lyft’s policy will continue to be excess to your insurance coverage.”